This weekend marks the tenth anniversary of the collapse of Lehman Brothers which many observers consider to be the transition point from a downturn in the
Americans who recently turned age 65 face a 52% chance of needing long-term care, according to the May 2016 study, “The State of Long-Term Care Insurance
For many if not the majority of those who are approaching retirement, it is difficult to overstate the importance of this question. With the diminishing of
When asked how people can improve their investment experience, our first response is to focus on the things they can control and not on the things over which
In behavioral finance, the endowment effect refers to the observed tendency of people to assign a higher value to an asset merely because they own it. On a
The second quarter saw healthy gains for most segments of the U.S. equity market and losses for the foreign equity markets. Bonds suffered a small overall
In general, interest income from municipal bonds is exempt from federal taxes, and for in-state municipal bonds, state taxes can be avoided as well. Given
To all investors who have ever asked us what they can do to meet their financial planning goals, at Clarity Capital Advisors, our answer has invariably
For very high net worth people looking to maximize the impact of their charitable giving, a private foundation comes to mind. Its primary advantage is the
Many investors are unaware that Morningstar® reports two different types of returns for mutual funds. The one we are all familiar with is the “Trailing